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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,496 | $35,183+202.7% | $73,550+44.8% | $70,126+51.9% |
| Participation rate | 81.6% | 42.9%+38.6pp | 54.9%+26.7pp | 69.5%+12.0pp |
| Annual return | 14.34% | 26.90%-12.6pp | -15.16%+29.5pp | 73.15%-58.8pp |
| Employer contribution / active EE | $852 | $709+20.2% | $1,219-30.1% | $2,343-63.6% |
| Participant deferral / active EE | $2,474 | $1,220+102.8% | $1,804+37.1% | $3,332-25.8% |
| Admin fee / account holder | $680 | $2,302-70.5% | $2,320-70.7% | $4,645-85.4% |