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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,903 | $27,943+389.9% | $58,507+134.0% | $75,177+82.1% |
| Participation rate | 89.7% | 38.8%+50.8pp | 50.9%+38.8pp | 67.2%+22.5pp |
| Annual return | 12.28% | 44.22%-31.9pp | 4252.32%-4240.0pp | 160.75%-148.5pp |
| Employer contribution / active EE | $1,289 | $670+92.4% | $1,053+22.3% | $2,671-51.8% |
| Participant deferral / active EE | $3,061 | $1,202+154.7% | $1,922+59.2% | $4,126-25.8% |
| Admin fee / account holder | $23,827 | $1,727+1279.6% | $2,486+858.4% | $5,651+321.6% |