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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,941 | $69,977-21.5% | $108,582-49.4% | $62,881-12.6% |
| Participation rate | 83.3% | 72.9%+10.4pp | 79.6%+3.8pp | 69.3%+14.0pp |
| Annual return | 7.24% | 10.73%-3.5pp | -51.70%+58.9pp | 20.14%-12.9pp |
| Employer contribution / active EE | $142 | $2,135-93.4% | $3,758-96.2% | $2,281-93.8% |
| Participant deferral / active EE | $1,729 | $3,165-45.4% | $4,311-59.9% | $3,203-46.0% |
| Admin fee / account holder | $882 | $5,076-82.6% | $7,645-88.5% | $4,296-79.5% |