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| Provider | Service type | Compensation |
|---|---|---|
WOODBURY FINANCIAL SERVICES5 years Service code 27 7755 3RD ST NORTH · OAKDALE, MN 55128 | Advisory (Plan) | $22,820 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $18,306 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,642 | $91,536-18.5% | $130,062-42.6% | $75,177-0.7% |
| Participation rate | 91.8% | 71.5%+20.3pp | 78.5%+13.2pp | 67.2%+24.5pp |
| Annual return | 18.73% | -631.62%+650.3pp | -137.37%+156.1pp | 160.75%-142.0pp |
| Employer contribution / active EE | $481 | $2,845-83.1% | $4,322-88.9% | $2,671-82.0% |
| Participant deferral / active EE | $4,670 | $4,343+7.5% | $5,821-19.8% | $4,126+13.2% |
| Admin fee / account holder | $371 | $6,780-94.5% | $10,601-96.5% | $5,651-93.4% |