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| Provider | Service type | Compensation |
|---|---|---|
WOODBURY FINANCIAL SERVICES2 years Service code 27 7755 3RD ST NORTH · OAKDALE, MN 55128 | Advisory (Plan) | $25,124 |
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $15,069 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,643 | $91,559-27.2% | $133,978-50.3% | $79,856-16.5% |
| Participation rate | 88.1% | 73.3%+14.8pp | 79.8%+8.3pp | 69.6%+18.5pp |
| Annual return | 24.11% | 61.85%-37.7pp | 45.10%-21.0pp | 31.71%-7.6pp |
| Employer contribution / active EE | $375 | $2,384-84.3% | $3,919-90.4% | $2,471-84.8% |
| Participant deferral / active EE | $3,745 | $3,734+0.3% | $5,047-25.8% | $3,741+0.1% |
| Admin fee / account holder | $324 | $6,321-94.9% | $8,930-96.4% | $5,306-93.9% |