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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,478 | $181,896+19.0% | $156,551+38.3% | $273,972-21.0% |
| Participation rate | 91.7% | 88.4%+3.3pp | 84.0%+7.7pp | 83.0%+8.7pp |
| Annual return | 3.81% | 30.74%-26.9pp | 32.23%-28.4pp | 41.46%-37.6pp |
| Employer contribution / active EE | $14,118 | $6,248+125.9% | $5,501+156.6% | $4,869+190.0% |
| Participant deferral / active EE | $10,870 | $5,550+95.9% | $4,871+123.2% | $5,287+105.6% |
| Admin fee / account holder | $7,889 | $15,560-49.3% | $13,028-39.4% | $10,133-22.1% |