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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,539 | $198,457+27.8% | $170,435+48.8% | $147,586+71.8% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 12.55% | 257.30%-244.8pp | 205.94%-193.4pp | 578.59%-566.0pp |
| Employer contribution / active EE | $15,865 | $6,183+156.6% | $5,432+192.0% | $4,876+225.3% |
| Participant deferral / active EE | $13,448 | $5,629+138.9% | $4,939+172.3% | $5,439+147.3% |
| Admin fee / account holder | $64,428 | $16,852+282.3% | $13,881+364.2% | $10,886+491.9% |