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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,897 | $180,459+26.8% | $154,108+48.5% | $135,380+69.1% |
| Participation rate | 77.8% | 87.4%-9.6pp | 83.0%-5.3pp | 82.6%-4.9pp |
| Annual return | -3.21% | 888.21%-891.4pp | 735.21%-738.4pp | 519.81%-523.0pp |
| Employer contribution / active EE | $16,429 | $6,035+172.2% | $5,298+210.1% | $4,779+243.8% |
| Participant deferral / active EE | $9,833 | $5,806+69.4% | $5,081+93.5% | $5,609+75.3% |
| Admin fee / account holder | $56,701 | $16,145+251.2% | $13,411+322.8% | $10,828+423.6% |