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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,133 | $96,643+164.0% | $86,617+194.6% | $139,456+82.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 9.71% | 106.57%-96.9pp | 591.91%-582.2pp | 373.45%-363.7pp |
| Employer contribution / active EE | $28,915 | $3,264+785.8% | $3,023+856.3% | $4,753+508.4% |
| Participant deferral / active EE | $20,987 | $4,835+334.0% | $4,437+373.0% | $6,711+212.7% |
| Admin fee / account holder | $5,202 | $6,406-18.8% | $5,613-7.3% | $11,407-54.4% |