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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,758 | $90,606+160.2% | $79,466+196.7% | $135,379+74.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -3.95% | 977.69%-981.6pp | 718.28%-722.2pp | 519.79%-523.7pp |
| Employer contribution / active EE | $14,552 | $3,068+374.3% | $2,800+419.7% | $4,779+204.5% |
| Participant deferral / active EE | $12,933 | $4,050+219.3% | $3,704+249.2% | $5,609+130.6% |
| Admin fee / account holder | $2,249 | $5,895-61.8% | $5,104-55.9% | $10,828-79.2% |