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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,116 | $103,008+107.9% | $90,304+137.1% | $152,897+40.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 9.69% | 95.22%-85.5pp | 78.13%-68.4pp | 345.43%-335.7pp |
| Employer contribution / active EE | $15,143 | $3,139+382.3% | $2,855+430.4% | $4,764+217.9% |
| Participant deferral / active EE | $12,667 | $4,281+195.9% | $3,885+226.0% | $5,851+116.5% |
| Admin fee / account holder | $2,261 | $6,175-63.4% | $5,354-57.8% | $11,599-80.5% |