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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,577 | $45,152+25.3% | $73,836-23.4% | $59,633-5.1% |
| Participation rate | 86.4% | 64.0%+22.3pp | 73.4%+12.9pp | 68.7%+17.7pp |
| Annual return | -3.49% | 27.40%-30.9pp | 2268.06%-2271.5pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $6,941 | $1,901+265.1% | $2,787+149.0% | $2,203+215.1% |
| Participant deferral / active EE | $4,076 | $2,573+58.4% | $3,583+13.8% | $3,192+27.7% |
| Admin fee / account holder | $9,779 | $3,515+178.2% | $4,882+100.3% | $4,297+127.6% |