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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,072 | $53,128+37.5% | $86,582-15.6% | $70,126+4.2% |
| Participation rate | 82.2% | 65.3%+16.9pp | 73.5%+8.7pp | 69.5%+12.7pp |
| Annual return | 18.72% | 27.66%-8.9pp | 965.08%-946.4pp | 73.15%-54.4pp |
| Employer contribution / active EE | $6,813 | $2,068+229.4% | $2,839+139.9% | $2,343+190.8% |
| Participant deferral / active EE | $4,214 | $2,695+56.4% | $3,609+16.8% | $3,332+26.5% |
| Admin fee / account holder | $4,257 | $3,584+18.8% | $4,904-13.2% | $4,645-8.4% |