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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,614 | $60,128+14.1% | $90,440-24.1% | $79,852-14.1% |
| Participation rate | 97.5% | 65.0%+32.5pp | 72.7%+24.8pp | 69.6%+27.9pp |
| Annual return | 13.44% | 71.95%-58.5pp | 1294.38%-1280.9pp | 31.72%-18.3pp |
| Employer contribution / active EE | $8,482 | $2,068+310.1% | $3,263+160.0% | $2,471+243.3% |
| Participant deferral / active EE | $5,992 | $2,939+103.9% | $3,964+51.2% | $3,740+60.2% |
| Admin fee / account holder | $8,039 | $3,977+102.1% | $5,615+43.2% | $5,306+51.5% |