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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,614 | $50,898-22.2% | $171,082-76.8% | $55,167-28.2% |
| Participation rate | 63.6% | 63.3%+0.4pp | 76.7%-13.1pp | 69.0%-5.4pp |
| Annual return | 28.64% | 15.34%+13.3pp | 32.56%-3.9pp | 169.23%-140.6pp |
| Employer contribution / active EE | $2,067 | $1,433+44.3% | $4,002-48.3% | $1,963+5.3% |
| Participant deferral / active EE | $3,605 | $2,994+20.4% | $4,797-24.9% | $3,054+18.0% |
| Admin fee / account holder | $33 | $500-93.4% | $8,520-99.6% | $504-93.5% |