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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,532 | $52,639-7.8% | $185,117-73.8% | $62,293-22.1% |
| Participation rate | 61.3% | 63.9%-2.6pp | 77.3%-16.0pp | 69.5%-8.2pp |
| Annual return | 17.04% | 19.57%-2.5pp | 40.50%-23.5pp | 28.90%-11.9pp |
| Employer contribution / active EE | $2,021 | $1,483+36.3% | $4,182-51.7% | $2,042-1.0% |
| Participant deferral / active EE | $4,141 | $3,097+33.7% | $5,045-17.9% | $3,169+30.7% |
| Admin fee / account holder | $66 | $374-82.4% | $8,159-99.2% | $479-86.3% |