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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $35,988 |
Filed as: COMMONWEALTH EQUITY SERVICES Service code 99 · EIN 04-2675571 | Other Fees | $16,781 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,184 | $59,140-6.7% | $160,037-65.5% | $66,949-17.6% |
| Participation rate | 67.2% | 68.1%-1.0pp | 78.0%-10.8pp | 69.8%-2.7pp |
| Annual return | -13.98% | -12.25%-1.7pp | 408.95%-422.9pp | 1.57%-15.6pp |
| Employer contribution / active EE | $3,003 | $1,982+51.5% | $4,226-28.9% | $2,545+18.0% |
| Participant deferral / active EE | $5,475 | $4,399+24.5% | $6,184-11.5% | $4,239+29.2% |
| Admin fee / account holder | $237 | $591-60.0% | $8,716-97.3% | $594-60.1% |