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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,465 | $57,350-38.2% | $83,849-57.7% | $64,186-44.7% |
| Participation rate | 59.3% | 68.6%-9.3pp | 76.1%-16.9pp | 69.6%-10.3pp |
| Annual return | -8.59% | 11.38%-20.0pp | 850.91%-859.5pp | 7.63%-16.2pp |
| Employer contribution / active EE | $1,780 | $2,545-30.1% | $3,631-51.0% | $2,381-25.2% |
| Participant deferral / active EE | $2,607 | $2,993-12.9% | $4,082-36.1% | $3,470-24.9% |
| Admin fee / account holder | $2,331 | $4,046-42.4% | $5,478-57.4% | $4,888-52.3% |