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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,951 | $110,379-15.8% | $102,412-9.2% | $145,884-36.3% |
| Participation rate | 60.9% | 77.9%-17.1pp | 74.5%-13.6pp | 80.3%-19.4pp |
| Annual return | 11.11% | 24.84%-13.7pp | 24.94%-13.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,780 | $4,216-57.8% | $3,870-54.0% | $4,662-61.8% |
| Participant deferral / active EE | $3,218 | $5,622-42.8% | $5,060-36.4% | $6,690-51.9% |
| Admin fee / account holder | $10,523 | $9,745+8.0% | $8,388+25.5% | $13,392-21.4% |