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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,068 | $107,368-55.2% | $92,915-48.3% | $152,909-68.6% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 17.92% | 145.64%-127.7pp | 109.45%-91.5pp | 345.46%-327.5pp |
| Employer contribution / active EE | $1,970 | $4,222-53.4% | $3,653-46.1% | $4,764-58.7% |
| Participant deferral / active EE | $3,064 | $4,848-36.8% | $4,238-27.7% | $5,851-47.6% |
| Admin fee / account holder | $1,235 | $7,082-82.6% | $5,796-78.7% | $11,601-89.4% |