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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,101 | $72,177+119.0% | $115,038+37.4% | $59,633+165.1% |
| Participation rate | 90.9% | 72.6%+18.4pp | 81.4%+9.5pp | 68.7%+22.2pp |
| Annual return | 0.60% | 12.02%-11.4pp | 26.14%-25.5pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $289 | $2,841-89.8% | $4,608-93.7% | $2,203-86.9% |
| Participant deferral / active EE | $4,635 | $4,783-3.1% | $6,026-23.1% | $3,192+45.2% |
| Admin fee / account holder | $2,615 | $4,927-46.9% | $8,175-68.0% | $4,297-39.2% |