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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,609 | $85,766+128.1% | $136,298+43.5% | $70,126+178.9% |
| Participation rate | 79.6% | 74.2%+5.5pp | 81.9%-2.3pp | 69.5%+10.1pp |
| Annual return | 15.72% | 31.46%-15.7pp | 5156.27%-5140.5pp | 73.15%-57.4pp |
| Employer contribution / active EE | $266 | $2,966-91.0% | $4,696-94.3% | $2,343-88.7% |
| Participant deferral / active EE | $4,542 | $5,051-10.1% | $6,247-27.3% | $3,332+36.3% |
| Admin fee / account holder | $15,252 | $5,421+181.4% | $9,244+65.0% | $4,645+228.3% |