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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,620 | $93,598+154.9% | $135,974+75.5% | $75,173+217.4% |
| Participation rate | 77.4% | 75.2%+2.2pp | 81.9%-4.6pp | 67.2%+10.2pp |
| Annual return | 16.05% | 30.89%-14.8pp | 68.30%-52.2pp | 160.72%-144.7pp |
| Employer contribution / active EE | $219 | $3,538-93.8% | $4,859-95.5% | $2,671-91.8% |
| Participant deferral / active EE | $4,555 | $6,405-28.9% | $7,760-41.3% | $4,126+10.4% |
| Admin fee / account holder | $12,513 | $6,978+79.3% | $10,767+16.2% | $5,651+121.4% |