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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,541 | $100,203+114.1% | $85,240+151.7% | $145,897+47.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 40.01% | 84.28%-44.3pp | 66.75%-26.7pp | 552.29%-512.3pp |
| Employer contribution / active EE | $5,403 | $3,242+66.7% | $2,735+97.5% | $4,663+15.9% |
| Participant deferral / active EE | $4,237 | $5,299-20.0% | $4,527-6.4% | $6,689-36.7% |
| Admin fee / account holder | $1,648 | $7,265-77.3% | $6,165-73.3% | $13,390-87.7% |