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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,941 | $102,385+308.2% | $147,080+184.2% | $80,935+416.4% |
| Participation rate | 94.6% | 75.9%+18.7pp | 82.2%+12.4pp | 67.7%+26.9pp |
| Annual return | 18.46% | 135.09%-116.6pp | 420.17%-401.7pp | 35.66%-17.2pp |
| Employer contribution / active EE | $11,734 | $3,717+215.7% | $4,933+137.8% | $2,757+325.6% |
| Participant deferral / active EE | $11,209 | $6,651+68.5% | $8,066+39.0% | $4,299+160.7% |
| Admin fee / account holder | $28,766 | $7,951+261.8% | $12,989+121.5% | $6,924+315.4% |