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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,597 | $93,617+208.3% | $135,982+112.2% | $75,177+283.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 20.23% | 30.89%-10.7pp | 68.32%-48.1pp | 160.75%-140.5pp |
| Employer contribution / active EE | $11,286 | $3,538+219.0% | $4,859+132.3% | $2,671+322.5% |
| Participant deferral / active EE | $10,953 | $6,406+71.0% | $7,760+41.1% | $4,126+165.4% |
| Admin fee / account holder | $6,643 | $6,980-4.8% | $10,767-38.3% | $5,651+17.5% |