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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,720 | $105,200+211.5% | $159,474+105.5% | $85,847+281.8% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.8%+13.7pp | 69.3%+27.2pp |
| Annual return | 16.94% | 45.08%-28.1pp | 263.68%-246.7pp | 318.61%-301.7pp |
| Employer contribution / active EE | $13,797 | $3,319+315.7% | $4,831+185.6% | $2,565+437.8% |
| Participant deferral / active EE | $11,881 | $5,946+99.8% | $7,353+61.6% | $3,952+200.6% |
| Admin fee / account holder | $13,159 | $6,934+89.8% | $10,802+21.8% | $6,261+110.2% |