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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,798 | $72,177+60.4% | $115,038+0.7% | $59,633+94.2% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.47% | 12.02%-15.5pp | 26.14%-29.6pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $9,819 | $2,841+245.6% | $4,608+113.1% | $2,203+345.8% |
| Participant deferral / active EE | $7,398 | $4,783+54.7% | $6,026+22.8% | $3,192+131.8% |
| Admin fee / account holder | $3,218 | $4,927-34.7% | $8,175-60.6% | $4,297-25.1% |