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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,941 | $102,382+308.2% | $147,005+184.3% | $80,874+416.8% |
| Participation rate | 94.6% | 75.8%+18.7pp | 82.2%+12.4pp | 67.6%+26.9pp |
| Annual return | 18.46% | 134.89%-116.4pp | 418.76%-400.3pp | 35.62%-17.2pp |
| Employer contribution / active EE | $11,734 | $3,715+215.9% | $4,934+137.8% | $2,756+325.8% |
| Participant deferral / active EE | $11,209 | $6,646+68.6% | $8,070+38.9% | $4,297+160.9% |
| Admin fee / account holder | $28,766 | $7,942+262.2% | $13,006+121.2% | $6,935+314.8% |