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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,941 | $102,422+308.1% | $147,117+184.1% | $80,959+416.2% |
| Participation rate | 94.6% | 75.9%+18.7pp | 82.2%+12.4pp | 67.7%+26.9pp |
| Annual return | 18.46% | 135.16%-116.7pp | 420.54%-402.1pp | 35.67%-17.2pp |
| Employer contribution / active EE | $11,734 | $3,717+215.6% | $4,932+137.9% | $2,757+325.6% |
| Participant deferral / active EE | $11,209 | $6,652+68.5% | $8,065+39.0% | $4,300+160.7% |
| Admin fee / account holder | $28,766 | $7,953+261.7% | $12,993+121.4% | $6,925+315.4% |