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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,629 | $45,152+3.3% | $73,836-36.8% | $59,633-21.8% |
| Participation rate | 58.8% | 64.0%-5.2pp | 73.4%-14.6pp | 68.7%-9.8pp |
| Annual return | -0.62% | 27.40%-28.0pp | 2268.06%-2268.7pp | 2041.45%-2042.1pp |
| Employer contribution / active EE | $1,954 | $1,901+2.8% | $2,787-29.9% | $2,203-11.3% |
| Participant deferral / active EE | $2,121 | $2,573-17.6% | $3,583-40.8% | $3,192-33.6% |
| Admin fee / account holder | $8,557 | $3,515+143.5% | $4,882+75.3% | $4,297+99.1% |