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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,509 | $57,330-72.9% | $86,656-82.1% | $75,177-79.4% |
| Participation rate | 34.4% | 63.2%-28.8pp | 71.7%-37.3pp | 67.2%-32.8pp |
| Annual return | 25.53% | 2675.40%-2649.9pp | 593.09%-567.6pp | 160.75%-135.2pp |
| Employer contribution / active EE | $388 | $2,316-83.3% | $3,025-87.2% | $2,671-85.5% |
| Participant deferral / active EE | $1,379 | $3,320-58.5% | $4,439-68.9% | $4,126-66.6% |
| Admin fee / account holder | $5,066 | $4,115+23.1% | $5,619-9.8% | $5,651-10.4% |