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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,127 | $48,078-29.0% | $78,676-56.6% | $62,881-45.7% |
| Participation rate | 40.5% | 65.2%-24.7pp | 73.6%-33.0pp | 69.3%-28.8pp |
| Annual return | 8.49% | 31.36%-22.9pp | 62.19%-53.7pp | 20.14%-11.7pp |
| Employer contribution / active EE | $1,671 | $2,015-17.0% | $2,850-41.4% | $2,281-26.7% |
| Participant deferral / active EE | $1,617 | $2,587-37.5% | $3,517-54.0% | $3,203-49.5% |
| Admin fee / account holder | $20,464 | $3,206+538.3% | $4,510+353.7% | $4,296+376.4% |