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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,590 | $106,864-40.5% | $147,318-56.8% | $82,637-23.0% |
| Participation rate | 56.7% | 75.5%-18.8pp | 82.1%-25.4pp | 68.1%-11.4pp |
| Annual return | 17.31% | 27.49%-10.2pp | 70.43%-53.1pp | 53.51%-36.2pp |
| Employer contribution / active EE | $1,404 | $3,417-58.9% | $4,593-69.4% | $2,552-45.0% |
| Participant deferral / active EE | $3,314 | $6,496-49.0% | $7,906-58.1% | $4,126-19.7% |
| Admin fee / account holder | $4,080 | $8,415-51.5% | $13,708-70.2% | $7,339-44.4% |