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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,666 | $98,766-78.1% | $149,730-85.5% | $79,852-72.9% |
| Participation rate | 63.6% | 75.8%-12.1pp | 82.5%-18.8pp | 69.6%-6.0pp |
| Annual return | 24.09% | 27.43%-3.3pp | 276.70%-252.6pp | 31.72%-7.6pp |
| Employer contribution / active EE | $1,594 | $3,217-50.4% | $4,645-65.7% | $2,471-35.5% |
| Participant deferral / active EE | $2,968 | $5,681-47.8% | $6,843-56.6% | $3,740-20.7% |
| Admin fee / account holder | $127 | $6,052-97.9% | $9,310-98.6% | $5,306-97.6% |