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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,377 | $110,286+432.6% | $96,569+508.2% | $139,427+321.3% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 19.92% | 26.39%-6.5pp | 25.87%-5.9pp | 373.27%-353.3pp |
| Employer contribution / active EE | $1,099 | $3,619-69.6% | $2,965-63.0% | $4,752-76.9% |
| Participant deferral / active EE | $4,521 | $5,546-18.5% | $4,851-6.8% | $6,711-32.6% |
| Admin fee / account holder | $18,852 | $11,592+62.6% | $8,251+128.5% | $11,404+65.3% |