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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,850 | $135,645+155.7% | $110,243+214.6% | $135,380+156.2% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -6.95% | 513.24%-520.2pp | 314.76%-321.7pp | 519.81%-526.8pp |
| Employer contribution / active EE | $2,670 | $4,907-45.6% | $3,827-30.2% | $4,779-44.1% |
| Participant deferral / active EE | $9,468 | $5,507+71.9% | $4,672+102.7% | $5,609+68.8% |
| Admin fee / account holder | $4,382 | $11,458-61.8% | $8,548-48.7% | $10,828-59.5% |