| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $8,765,275 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,397,885 |
Filed as: TRANSAMERICA Service code 13 · EIN 13-3689044 | Contract Administrator | $84,400 |
FIDUCIENT ADVISORS LLC1 year Filed as: FIDUCIENT ADVISORS Service code 27 · EIN 36-4001764 | Advisory (Plan) | $57,804 |
Filed as: CBIZ CPAS P.C. Service code 10 · EIN 43-1947695 | Accounting | $46,725 |
Filed as: QDRO CONSULTANTS COMPANY LLC Service code 99 3071 PEARL ROAD · MEDINA, OH 44256 | Other Fees | $5,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,835 | $106,994-54.4% | $135,998-64.1% | $96,393-49.3% |
| Participation rate | 39.5% | 72.5%-33.1pp | 81.9%-42.5pp | 71.3%-31.8pp |
| Annual return | 20.20% | 26.64%-6.4pp | 68.37%-48.2pp | 22.88%-2.7pp |
| Employer contribution / active EE | $1,734 | $3,391-48.9% | $4,860-64.3% | $3,239-46.5% |
| Participant deferral / active EE | $5,290 | $7,968-33.6% | $7,761-31.8% | $5,455-3.0% |
| Admin fee / account holder | $72 | $79-9.4% | $10,769-99.3% | $74-3.0% |