| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA Service code 15 · EIN 36-6071399 | Recordkeeping | $13,491,080 |
FIDUCIENT ADVISORS LLC1 year Filed as: FIDUCIENT ADVISORS, LLC Service code 27 · EIN 36-4001764 | Advisory (Plan) | $42,090 |
MAYER HOFFMAN MCCANN P.C.8+ years Filed as: MAYER HOFFMAN MCCANN Service code 10 · EIN 43-1947695 | Accounting | $39,375 |
Filed as: EMPOWER ANNUITY INS. CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $29,659 |
TRINET1 year Filed as: TRINET HR III, INC Service code 35 · EIN 48-1304650 | Employee (plan sponsor) | $21,215 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,433 | $90,672-55.4% | $125,401-67.8% | $89,433-54.8% |
| Participation rate | 64.1% | 72.3%-8.2pp | 82.4%-18.3pp | 71.3%-7.2pp |
| Annual return | -23.96% | -6.42%-17.5pp | 572.53%-596.5pp | -11.88%-12.1pp |
| Employer contribution / active EE | $2,382 | $3,032-21.4% | $4,816-50.5% | $3,021-21.1% |
| Participant deferral / active EE | $7,145 | $7,210-0.9% | $7,448-4.1% | $5,125+39.4% |
| Admin fee / account holder | $105 | $69+51.4% | $10,008-99.0% | $79+31.7% |