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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,796 | $198,470-46.7% | $170,444-37.9% | $147,585-28.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 23.68% | 257.30%-233.6pp | 205.94%-182.3pp | 578.56%-554.9pp |
| Employer contribution / active EE | $2,018 | $6,184-67.4% | $5,433-62.8% | $4,876-58.6% |
| Participant deferral / active EE | $6,518 | $5,629+15.8% | $4,939+32.0% | $5,439+19.8% |
| Admin fee / account holder | $8,121 | $16,852-51.8% | $13,881-41.5% | $10,885-25.4% |