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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,948 | $175,259-5.9% | $149,723+10.2% | $139,487+18.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.83% | 166.82%-149.0pp | 134.50%-116.7pp | 373.84%-356.0pp |
| Employer contribution / active EE | $3,288 | $5,478-40.0% | $4,821-31.8% | $4,755-30.9% |
| Participant deferral / active EE | $8,572 | $6,522+31.4% | $5,682+50.8% | $6,713+27.7% |
| Admin fee / account holder | $1,677 | $16,158-89.6% | $13,215-87.3% | $11,407-85.3% |