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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,660 | $209,422-16.6% | $178,503-2.2% | $158,982+9.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 18.82% | 188.81%-170.0pp | 151.12%-132.3pp | 302.99%-284.2pp |
| Employer contribution / active EE | $3,799 | $5,707-33.4% | $5,011-24.2% | $4,763-20.2% |
| Participant deferral / active EE | $8,584 | $5,955+44.1% | $5,202+65.0% | $5,983+43.5% |
| Admin fee / account holder | $6,348 | $17,079-62.8% | $13,987-54.6% | $11,252-43.6% |