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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,399 | $217,432-55.7% | $185,849-48.1% | $167,536-42.5% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 26.61% | 148.42%-121.8pp | 122.10%-95.5pp | 478.82%-452.2pp |
| Employer contribution / active EE | $2,943 | $5,875-49.9% | $5,169-43.1% | $4,839-39.2% |
| Participant deferral / active EE | $4,226 | $6,357-33.5% | $5,569-24.1% | $6,342-33.4% |
| Admin fee / account holder | $2,901 | $19,818-85.4% | $16,244-82.1% | $12,315-76.4% |