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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,399 | $217,427-55.7% | $185,837-48.1% | $167,518-42.5% |
| Participation rate | 87.5% | 86.0%+1.5pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 26.61% | 148.39%-121.8pp | 122.08%-95.5pp | 478.71%-452.1pp |
| Employer contribution / active EE | $2,943 | $5,874-49.9% | $5,168-43.1% | $4,838-39.2% |
| Participant deferral / active EE | $4,226 | $6,357-33.5% | $5,568-24.1% | $6,342-33.4% |
| Admin fee / account holder | $2,901 | $19,816-85.4% | $16,241-82.1% | $12,312-76.4% |