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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,216 | $183,592-45.4% | $155,574-35.6% | $145,877-31.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 13.55% | 61.37%-47.8pp | 64.87%-51.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,263 | $5,317-57.4% | $4,676-51.6% | $4,663-51.5% |
| Participant deferral / active EE | $5,053 | $6,466-21.9% | $5,629-10.2% | $6,691-24.5% |
| Admin fee / account holder | $16,185 | $19,316-16.2% | $15,914+1.7% | $13,402+20.8% |