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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,289 | $202,345-61.8% | $172,755-55.3% | $152,885-49.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.57% | 1029.77%-1006.2pp | 802.94%-779.4pp | 345.39%-321.8pp |
| Employer contribution / active EE | $5,958 | $5,858+1.7% | $5,144+15.8% | $4,763+25.1% |
| Participant deferral / active EE | $4,998 | $5,948-16.0% | $5,198-3.8% | $5,851-14.6% |
| Admin fee / account holder | $653 | $17,111-96.2% | $13,955-95.3% | $11,598-94.4% |