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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,282 | $93,598-26.0% | $135,974-49.0% | $75,173-7.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 24.02% | 30.89%-6.9pp | 68.30%-44.3pp | 160.72%-136.7pp |
| Employer contribution / active EE | $2,675 | $3,538-24.4% | $4,859-45.0% | $2,671+0.1% |
| Participant deferral / active EE | $5,562 | $6,405-13.2% | $7,760-28.3% | $4,126+34.8% |
| Admin fee / account holder | $372 | $6,978-94.7% | $10,767-96.5% | $5,651-93.4% |