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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,767 | $82,674-36.2% | $125,381-57.9% | $68,486-23.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -22.21% | -5.97%-16.2pp | 572.31%-594.5pp | -7.85%-14.4pp |
| Employer contribution / active EE | $2,090 | $3,382-38.2% | $4,815-56.6% | $2,597-19.5% |
| Participant deferral / active EE | $5,404 | $6,111-11.6% | $7,448-27.4% | $4,028+34.2% |
| Admin fee / account holder | $1,174 | $6,277-81.3% | $10,007-88.3% | $5,404-78.3% |