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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,062 | $98,776-24.0% | $149,745-49.9% | $79,856-6.0% |
| Participation rate | 75.8% | 75.8%0pp | 82.5%-6.7pp | 69.6%+6.1pp |
| Annual return | 27.79% | 27.38%+0.4pp | 276.72%-248.9pp | 31.71%-3.9pp |
| Employer contribution / active EE | $1,552 | $3,217-51.8% | $4,646-66.6% | $2,471-37.2% |
| Participant deferral / active EE | $4,730 | $5,681-16.7% | $6,843-30.9% | $3,741+26.4% |
| Admin fee / account holder | $3,633 | $6,053-40.0% | $9,312-61.0% | $5,306-31.5% |