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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES1 year Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131 | Advisory (Plan) | $28,839 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $838 |
Filed as: DYATECH, LLC Service code 13 381 HIGHLAND COLONY PKWY · RIDGELAND, MS 39157 | Contract Administrator | $445 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,965 | $92,303-2.5% | $152,466-41.0% | $86,813+3.6% |
| Participation rate | 32.8% | 81.1%-48.2pp | 78.2%-45.4pp | 72.3%-39.5pp |
| Annual return | 23.91% | 531.69%-507.8pp | 757.33%-733.4pp | 97.93%-74.0pp |
| Employer contribution / active EE | $1,472 | $3,748-60.7% | $4,327-66.0% | $2,406-38.8% |
| Participant deferral / active EE | $9,408 | $5,599+68.0% | $5,820+61.6% | $4,131+127.7% |
| Admin fee / account holder | $263 | $150+75.7% | $15,805-98.3% | $170+55.3% |