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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,231 | $67,703-37.6% | $127,803-67.0% | $65,185-35.2% |
| Participation rate | 59.2% | 74.5%-15.3pp | 79.0%-19.8pp | 70.2%-11.0pp |
| Annual return | 31.55% | 24.36%+7.2pp | 26.14%+5.4pp | 29.38%+2.2pp |
| Employer contribution / active EE | $2,615 | $3,724-29.8% | $4,576-42.9% | $2,177+20.1% |
| Participant deferral / active EE | $4,547 | $4,787-5.0% | $6,023-24.5% | $3,514+29.4% |
| Admin fee / account holder | $12 | $618-98.1% | $9,399-99.9% | $847-98.6% |