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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,641 | $282,059+27.5% | $213,469+68.5% | $154,746+132.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 14.73% | 20.90%-6.2pp | 20.58%-5.9pp | 172.34%-157.6pp |
| Employer contribution / active EE | $1,639 | $6,189-73.5% | $4,994-67.2% | $4,379-62.6% |
| Participant deferral / active EE | $5,181 | $8,186-36.7% | $6,841-24.3% | $6,730-23.0% |
| Admin fee / account holder | $42,572 | $37,435+13.7% | $27,141+56.9% | $14,365+196.4% |